# ACH Vault (Token)

The **ACH Vault (Token) API** allows you securely store bank account details as a token to use it for processing the ACH transaction. 

Token replaces the sensitive bank account information such as routing number, account number, account type, and individual name and uses to process the future ACH transactions.

Instead of storing raw bank account details, you can:

1. Create a token for a bank account
2. Store and retrieve the token securely
3. Use the token for future ACH transactions

Token reduces exposure of sensitive data and simplifies repeat payments.


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