Returned

The following payload sample shows the update when the status of an ACH transaction changes to RETURNED.

{
  "PayLoadType": "ach.status.returned",
  "Payload": {
    "transaction_id": "d55b1f6d-fa0e-4074-8053-f8ca490e0456",
    "new_status": "RETURNED",
    "previous_status": "CHARGEBACK",
    "amount": "11.01",
    "return_reason_code": "R06",
    "return_reason_description": "Returned per ODFI Request",
    "timestamp": "2025-12-23T10:41:03Z",
    "merchant_id": "6588000000994889",
    "currency": "USD"
  }
}