# Application Status

Each merchant application goes through multiple stages before approval and onboarding. The webhook sends notifications when an application moves into one of the following states:

<table><thead><tr><th width="190">State</th><th>Description</th></tr></thead><tbody><tr><td><code>Pended</code></td><td>The application requires manual intervention before proceeding.</td></tr><tr><td><code>Manual Review</code></td><td>The application is undergoing a detailed underwriting review.</td></tr><tr><td><code>Approved</code></td><td>The application has been approved and is ready for onboarding.</td></tr><tr><td><code>Declined</code></td><td>The application has been rejected and will not proceed further.</td></tr><tr><td><code>Boarded</code></td><td>The merchant account has been successfully boarded to the gateway and is ready to begin processing transactions.</td></tr></tbody></table>

### Webhook event structure <a href="#webhook-event-structure" id="webhook-event-structure"></a>

The **Application Status Webhook** sends structured JSON payloads to the subscribed endpoint when an application status changes. The payload includes the following fields:

* `event` – The current status of the application.
* `merchantId` – The unique merchant account identification number.
* `payload` – An empty set for most statuses

{% hint style="warning" %}
The `payload` field includes additional details only when the status is `Boarded`.
{% endhint %}

### Webhook examples

Below are sample webhook payloads for each application status:

#### **For Pended status**

{% code lineNumbers="true" %}

```javascript
{
  "event": "Pended",
  "merchantId": "6588000000049726",
  "payload": ""
}
```

{% endcode %}

#### **For Manual Review status**

{% code lineNumbers="true" %}

```javascript
{
  "event": "Manual Review",
  "merchantId": "6588000000049726",
  "payload": ""
}
```

{% endcode %}

#### **For Approved status**

{% code lineNumbers="true" %}

```javascript
{
  "event": "Approved",
  "merchantId": "6588000000049726",
  "payload": ""
}
```

{% endcode %}

#### **For Declined status**

{% code lineNumbers="true" %}

```javascript
{
  "event": "Declined",
  "merchantId": "6588000000049726",
  "payload": ""
}
```

{% endcode %}

#### **For Boarded status**

{% code lineNumbers="true" %}

```javascript
{
  "event": "Boarded",
  "merchantId": "88880000000123456",
  "orderId": "999990000000987654",
  "payload": {
    "terminals": [
      {
        "apiKey": "2P0H1L84133",
        "publicKey": "ABCDEFGHIJK123456789",
        "name": "Merchant Name"
      }
    ]
  }
}
```

{% endcode %}

{% hint style="warning" %}
The Boarded status includes additional merchant details, including terminal API keys and encryption keys.
{% endhint %}


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