Financial Management
Financial management is how you price, bill, fund, and reconcile payments on Xplor Pay.
Use it to control fees, automate payouts, and close the books faster.
Pick a Financial Workflow
Rule of thumb:
Setting up a new program: start with Merchant Pricing.
Paying merchants: go to Merchant Billing & Funding next.
Reconciling and month-end close: use Financial Reporting.
Handling chargebacks: use Disputes Management.
Funding and fee behavior is configuration-driven.
Align pricing, billing cadence, and payout timing before go-live.
Comparison Matrix
Standardize fees across a portfolio
Pricing templates and merchant-level fee configuration
Automate fee collection and payouts
Fee calculation, billing cycles, and ACH funding schedules
Reconcile payouts to processing activity
Statements, summaries, tax documents, and exports
Typical Lifecycle
Configure pricing.
Pick a fee model and assign it to merchants.
Set billing and funding rules.
Choose fee cadence and payout schedule.
Run settlement and payouts.
Funds move to the merchant via ACH.
Reconcile.
Use statements and exports to tie transactions to deposits.
Manage exceptions.
Handle adjustments, returns, and disputes.
Requirements
An approved merchant account on Xplor Pay.
Access to the Partner Portal and/or Merchant Portal.
Merchant bank details for ACH payouts.
If integrating: API credentials for reporting.
PDF viewer for statements and tax forms.
Next Step
If you haven’t onboarded merchants yet, start with Merchant Onboarding.
If you’re still wiring up transactions, go to Payment Processing.
For operational exports (transactions, settlements, etc.), see Reporting.
Need Help?
Tell us your billing cadence and payout goals. We’ll recommend a setup that reconciles cleanly.
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