Merchant Onboarding
Merchant onboarding registers and verifies a business so it can accept payments. Pick the flow based on how much UX control and engineering time you want.
Pick an Onboarding Flow
Rule of thumb:
Need the quickest go-live: use Hosted.
Need zero engineering: use Partner Portal.
Need full UX + data flow control: use the API.
Comparison Matrix
Primary goal
Launch a configurable onboarding flow with minimal build.
Submit applications manually in a portal.
Build a fully embedded onboarding experience.
Best for
Partners who want speed and consistency.
Teams who want a simple process and no integration.
Platforms who need full control and deep integration.
Integration effort
Low
None
High
Who owns the UX
Xplor Pay hosted UI (configurable, white-labeled)
Partner Portal UI
You (your app/UI)
Customization
Field and workflow configuration
Fixed experience
Full control
Next Step
Once merchants are approved, move on to Payment Processing.
Need Help (or want it fully managed)?
If you want a hands-off rollout, we can support onboarding setup and go-to-market planning.
Last updated
Was this helpful?