JavaScript SDK
This page provides an overview of Xplor Pay’s JavaScript SDK solution and explains how it enables merchants and integrators to securely accept web-based payments integration.
About JavaScript SDK
The Xplor Pay’s JavaScript SDK enables merchants to securely accept payments directly on their websites using a hosted payment form. It embeds a PCI-compliant payment iframe into the merchant’s checkout experience, allowing customers to enter payment details without exposing sensitive data to the merchant’s servers. The SDK supports card payments, digital wallets (Apple Pay and Google Pay), and compatible card readers, providing a flexible and secure way to accept payments across web-based channels. It generates secure payment tokens that merchants submit from their backend systems to complete transactions, helping reduce PCI scope while maintaining control over the flow.
Business challenges addressed
Integrating the JavaScript SDK helps address common web payment challenges by:
Embedding a secure, PCI-compliant payment form into a website
Reducing PCI compliance complexity by securing payment data
Eliminating the need to store or process sensitive cardholder information
Improving checkout conversion with trusted and familiar payment methods
Supporting secure payment acceptance across browsers and devices
Key capabilities
JavaScript SDK provides the following core capabilities:
Embed a secure, hosted payment form into a merchant website
Tokenize payment details for safe backend transaction processing
Support manual card entry, Apple Pay, and Google Pay on the web
Enable browser-based payments using supported USB card readers
Customize the payment form appearance to match website branding
Use cases
JavaScript SDK covers some of the following scenarios:
Accepting online card payments through a web-based checkout page
Offering Apple Pay or Google Pay for faster customer checkout
Integrating secure payment acceptance into custom web applications
Supporting both card-not-present and card-present workflows on the web
JavaScript SDK process flow
Initiate the SDK.
The merchant loads the JavaScript SDK and initializes it using the public key and environment configuration.
Display the payment form.
The SDK renders a secure, hosted payment form within the website.
Collect payment details.
Customers enter payment information or use a supported digital wallet, such as Apple Pay or Google Pay, once enabled.
Generate secure payment token.
The SDK generates a signed JSON Web Token (JWT) when the customer submits the form.
Process the transaction.
The merchant’s backend submits the JWT token to the payment gateway to complete the transaction and optionally create a reusable card token.
Receive transaction result.
The system returns the transaction response, including approval status and relevant transaction details.
Technical requirements
To use Recurring Payments, you need:
Website hosted over HTTPS
JavaScript-enabled, supported web browsers
Public and API keys issued to you by Xplor Pay
Related topics
To get JWT and card token quickly, see JavaScript SDK Quick Start Guide.
To learn how to implement the setup to process payment, see JavaScript SDK.
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