Paylink
This page provides an overview of Xplor Pay’s Paylink solution, which allows you to accept payments online by sending a secure payment link to your customers via text message (SMS) or email.
About Paylink
The Xplor Pay’s Paylink enables you to collect payments securely by generating a payment link and sending it to your customers through SMS or email as an invoice payment request. This payment link directs your customers to a pre-generated payment form where they can complete the payment using a credit card, debit card, or ACH. Paylink Settings API allows you to integrate the hosted paylink into your website.
Business challenges addressed
Paylink helps you overcome the challenges by:
Eliminating the need to capture or store card details.
Reducing PCI compliance exposure.
Speeding up the payment process and collection through SMS or email.
Providing a secure checkout experience to customers.
Key capabilities
Using Paylink, you can:
Send a secure payment link to customers via SMS or email.
Accept credit card, debit card, and ACH payments.
Use a PCI-compliant pre-generated hosted payment form.
Configure billing address visibility and requirements.
Use cases
Paylink is ideal for scenarios where payments are collected remotely, such as:
Sending payment requests after services are completed.
Accepting payments during phone or support interactions.
Collecting an invoice or follow-up payment.
Fast, minimum-touch online payments without a customer portal.
Paylink process flow
Review Paylink settings.
Confirm that Paylink is enabled for the terminal. If required, enable Paylink and configure the settings.
Generate a payment link.
Generate a secure Paylink URL to request payment from your customer. The Paylink URL is tied to the configured terminal and payment details.
Send payment link via SMS or email.
Send the secure Paylink URL to your customer by text message (SMS) or email, such as an invoice email.
Customer completes the payment.
The Paylink URL directs the customer to a hosted payment form, where they complete the payment using a credit card, debit card, or ACH.
Based on the payment result, the customer is redirected to a success or cancellation page.
Technical requirements
Xplor Pay’s API access.
An API access key.
Related topic
To learn how to implement the setup, see Paylink.
For API details, see Paylink API Reference.
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