Reporting

This page provides an overview of Xplor Pay’s Reporting solution, which enables software partners to access merchant, transaction, funding, pricing, disputes, and portfolio data. Reporting helps you gain visibility into merchant activity, analyze performance, and support operational and business decision making.

About Reporting

The Xplor Pay’s Reporting solution provides access to both standard and enhanced reports that cover a wide range of merchant and portfolio activities. You can retrieve reports using the Reporting API or generate and download reports through the Partner Portal.

Standard reports deliver commonly used operational data, while enhanced reports provide deeper insights into funding, billing, compliance, disputes, residuals, and portfolio performance. Together, these reporting options help you monitor activity, identify trends, and manage merchants at scale.

Business challenges addressed

Reporting addresses the following business challenges:

• Provides centralized access to merchant, transaction, funding, and lifecycle data to improve operational awareness.
• Replaces manual report gathering with automated API access and downloadable reports.

Key capabilities

Reporting enables you to:

• Access merchant, transaction, funding, pricing, dispute, and portfolio data.
• Retrieve reports through APIs for system-to-system integrations.
• Generate and download reports through the Partner Portal in Excel or CSV format.
• Analyze data across individual merchants or entire portfolios.
• Subscribe to the reports for recurring access.

Use cases

Reporting is designed for the following scenarios:

• Monitoring merchant onboarding, lifecycle status, and compliance.
• Tracking transaction activity, settlements, and funding events.

Reporting process flow

1

Select the report.

Identify the required standard or enhanced report based on your business need, such as transactions, funding, pricing, disputes, or merchant activity.

2

Select the access method.

Retrieve the report using the Reporting API for automated integrations or generate the report through the Partner Portal.

3

Retrieve report data.

The system returns the requested report data through the API response or generates a downloadable report file in the Partner Portal.

4

Download the report.

Download enhanced reports in Excel or CSV format or process API response directly within your reporting or analytics system.

5

Monitor and analyze results.

Use the report data to track performance, identify trends, reconcile activity, and support operational or business decisions.

Technical requirements

To manage reports, you need:

• Active Xplor Pay account.
• Xplor Pay API access.

Related topics

• To retrieve the reports quickly, see Reporting quick start.
• For API details, see the Reporting API.