ACH transaction statuses

The following table describes the ACH transaction statuses:

Status	Description
PENDING	This status indicates that the transaction has been created and accepted by the system but has not yet begun processing.
SETTLED	This status indicates that the transaction has completed successfully.
SETTLING	This status indicates that the transaction is currently being processed by the ACH network.
RETURNED	This status indicates that the transaction was processed but later returned.
VOID	This status indicates that the transaction was intentionally canceled before settlement.
CHARGEBACK	This status indicates that the transaction was reversed after settlement due to a dispute initiated by the account holder or their bank.
MERCHANT_RETURNED	This status indicates that the merchant returned the transaction after settlement.
NO CREDIT	This status indicates that the transaction was processed, but the receiving account was not credited.
TO RESERVE	This status indicates that the transaction amount has been moved to a reserve balance.
UNPROCESSED	This status indicates that the transaction has not entered processing.
ERROR	This status indicates that the transaction failed due to a system or processing error.
REJECTED: AUTHORIZATION DECLINED	This status indicates that the transaction was rejected because the account holder did not authorize the debit or credit.
REJECTED: ACCOUNT IS INVALID	This status indicates that the transaction was rejected because the bank account information is invalid.
REJECTED: VOIDED	This status indicates that the transaction was rejected because it had already been voided.
REJECTED: VOIDING	This status indicates that the transaction was rejected because it was in the process of being voided.
UPDATED	This status indicates that the transaction details were changed after the transaction was created.

The status of the ACH transaction initially appears as PENDING. The status changes from SETTLING to SETTLED when the ACH transaction is processed successfully.

Use webhooks to retrieve ACH transaction statuses. For more information, see ACH Transaction Status Webhooks.