To process payments with Visa commercial cards to qualify for lower interchange rates, follow the steps below:
1
Submit enhanced transaction data at checkout using the invoice-level fields in the Xplor Pay payment form.
2
Map the required fields to the corresponding Xplor Pay Transaction API request fields to submit enhanced transaction data.
3
Test the Xplor Pay Transaction API integration using Visa commercial test cards to confirm field compatibility and lower interchange rate eligibility.
4
Contact Xplor Pay Sales Support to request the Verified Merchant List issued by Visa, which helps merchants qualify for lower interchange rates to 1.75% + $0.10.
