Visa's Commercial Enhanced Data Program

This guide helps you integrate with Xplor Pay to qualify for lower interchange rates when accepting payments with Visa commercial cards.

What is Commercial Enhanced Data Program (CEDP)?

Visa’s Commercial Enhanced Data Program (CEDP) helps merchants qualify for lower interchange rates by submitting detailed transaction data when accepting payments with Visa commercial cards.

Detailed transaction data submission includes the following fields:

• Sales Tax Amount Data Fields

• Summary Data Fields

• Line-Item Data Fields

Visa’s Product 3 interchange program, part of the Commercial Enhanced Data Program (CEDP) now uses a detailed scoring system based on the presence and quality of enhanced data. Visa evaluates enhanced transaction data based on completeness and formatting to determine interchange eligibility, moving beyond the traditional checklist-based approach.