# Paylink

Paylink lets you send customers a payment link by text message (SMS). The link opens a secure, pre-filled payment form. Customers can pay by credit card, debit card, or ACH.

Use these guides to enable Paylink and send payment links from Virtual Terminal in the Merchant Portal:

* [Configure Paylink using the Merchant Portal](/merchant-portal/guides/paylink/configure-paylink-using-the-merchant-portal.md)
* [Generate Payment Link using the Merchant Portal](/merchant-portal/guides/paylink/generate-payment-link-using-the-merchant-portal.md)

{% hint style="info" %}
You can also enable and manage Paylink via API.

See [Enabling the Paylink setting](https://docs.xplorpay.com/guides/payment-processing-solutions/paylink/enable-paylink).
{% endhint %}


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