# Virtual Terminal

Virtual Terminal lets you accept online payments without any equipment. It's simple to use, mobile-friendly, and serves as a back-office management tool. Key features include batch reports, transaction search, and card-on-file payments.

The following articles provide a step-by-step guide on using Virtual Terminal:

* [Accessing Virtual Terminal](/merchant-portal/guides/virtual-terminal/accessing-virtual-terminal.md)
* [Adding or Ordering the Equipment](/merchant-portal/guides/virtual-terminal/adding-or-ordering-the-equipment.md)
* [Recurring Payments](/merchant-portal/guides/virtual-terminal/recurring-payments.md)
* [Processing Sales Transaction](/merchant-portal/guides/virtual-terminal/processing-sales-transaction.md)
* [Processing ACH Transaction](/merchant-portal/guides/virtual-terminal/processing-ach-transaction.md)
* [Transaction Search](/merchant-portal/guides/virtual-terminal/transaction-search.md)
* [Open Batches](/merchant-portal/guides/virtual-terminal/open-batches.md)
* [VT Settings](/merchant-portal/guides/virtual-terminal/vt-settings.md)

{% hint style="warning" %}
**Note**: You can access the VT Settings option only if you are assigned the *admin* user role.
{% endhint %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.xplorpay.com/merchant-portal/guides/virtual-terminal.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.