> For the complete documentation index, see [llms.txt](https://docs.xplorpay.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xplorpay.com/api-reference/overview.md).

# Overview

Our RESTful APIs provide a standardized interface for merchant onboarding and payment processing. These endpoints support consistent, scalable, and easy integration across multiple systems. The APIs also help you retrieve reports and manage disputes programmatically.

The following sections help you integrate with our APIs.

<table data-view="cards"><thead><tr><th></th><th></th><th></th></tr></thead><tbody><tr><td><i class="fa-memo-circle-check">:memo-circle-check:</i> <strong>API Core Standards</strong></td><td>Learn the core standards of the APIs, including data formats, HTTP methods, and authentication requirements.</td><td><a href="/pages/Nwk5HntIn3aJWmuobrYN">Learn More</a></td></tr><tr><td><i class="fa-webhook">:webhook:</i> <strong>Webhooks</strong></td><td>Explore webhooks to receive the real-time event notifications.</td><td><a href="/pages/TR97FXzMSPGZacUptPPW">Learn More</a></td></tr><tr><td><i class="fa-gear">:gear:</i> <strong>Resources</strong></td><td>Access test data, result codes, and reference materials to support your integration.</td><td><a href="/pages/BhEcJedt9KwfJYyvF3Fx">Learn More</a></td></tr></tbody></table>

Dive into product-specific APIs that power your integrations.

<table data-view="cards"><thead><tr><th></th><th></th><th></th></tr></thead><tbody><tr><td><i class="fa-briefcase">:briefcase:</i> <strong>Merchant Onboarding API</strong></td><td>Automate merchant onboarding setup or use a UI‑driven, hosted onboarding experience.</td><td><a href="/pages/gHtxRKzmHdnBI4ZvSqRQ">Learn More</a></td></tr><tr><td><i class="fa-credit-card">:credit-card:</i> <strong>Payments API</strong></td><td>Process payments through multiple methods, including card, mobile, and ACH.</td><td><a href="/pages/B7tZPX6gDcqmnkSBMM0Z">Learn More</a></td></tr><tr><td><i class="fa-message-dollar">:message-dollar:</i> <strong>Disputes API</strong></td><td>Retrieve and manage dispute cases, including dispute reporting and merchant responses.</td><td><a href="/pages/UCSMDSQElVmbROWocivc">Learn More</a></td></tr><tr><td><i class="fa-file-chart-pie">:file-chart-pie:</i> <strong>Reporting API</strong></td><td>Access a suite of financial and operational reports providing visibility across multiple merchants.</td><td><a href="/pages/gc3X2wHXftsasfDb19Ai">Learn More</a></td></tr></tbody></table>


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