Using Default Pricing

The Hosted Merchant Onboarding process supports default pricing configuration that help simplify merchant setup. These options reduce implementation time by applying pricing structures that are already associated with your partner hierarchy.

It applies the default pricing plan assigned to your partner hierarchy automatically. It requires no additional configuration and is ideal for fast and low-touch merchant onboarding.

Refer to the following section to understand the default pricing in detail:

Using Default Pricing (Zero Setup)

Default pricing plan helps to streamline onboarding process. This method simplifies implementation by removing the need to build and manage custom pricing templates. The default pricing structure, already assigned to your hierarchy, is automatically applied to each merchant during enrollment.

Default pricing is designed for rapid onboarding and minimal setup. It is the recommended option for integrators who do not need custom rate structures or template selection at the time of merchant application.

The Hosted Merchant Onboarding Setup API is a one-time request API. Ensure all required fields submitted together in the request.

Follow these steps to onboard a merchant using default pricing:

1

Collect Required Merchant Information

Gather the required details needed to initiate onboarding:

• Doing Business As (DBA) Name

• Email Address

• Merchant Category Code (MCC)

2

Trigger the Application Creation Endpoint

Create a form or button on your website that collects the above information. When the merchant clicks to submit, your system should send a single POST request to the Hosted Merchant Onboarding API with all required collected data. Refer to the sample code for reference with minimal fields:

{
  "merchantInformation": {
    "dbaName": "Stark Industries",
    "emailAddress": "[email protected]"
  },
  "salesProfile": {
    "mccCode": "5085"
  }
}

3

Redirect the Merchant

The API response will return an applicationURL. Use this URL to:

• Redirect the merchant directly to the onboarding page, or

• Xplor Pay automatically sends a Welcome email to the merchant with the application link. The integrator does not need to email the link manually.

4

Merchant Completes the Application

The merchant accesses the Hosted Merchant Onboarding application to:

• Review and complete their application.

• Sign the required documents electronically.

No additional pricing configuration is needed. Merchants will be automatically assigned the default pricing plan associated with your hierarchy.

Application links are valid for 30 days. After expiration, a new request must be submitted.

If you require customized fee structures or need to select specific templates, refer to the Using Custom Pricing section.