{
"merchant": {
"merchantInformation": {
"dbaName": "Jane's Sandwich Shop",
"merchantNumber": "6588000099990000",
"emailAddress": "[email protected]",
"website": "www.jane-doe0sandwiches.com",
"phones": [
{
"phoneTypeId": 3,
"areaCode": "313",
"phoneNumber": "3334444",
"extension": "ext. 5"
}
],
"acceptsPaperStatements": true,
"acceptsPaperTaxForms": true,
"companyTypeId": 8,
"seasonalSchedule": {
"april": true,
"august": true,
"december": true,
"february": true,
"january": true,
"july": true,
"june": true,
"march": true,
"may": true,
"november": true,
"october": true,
"september": true
},
"salesInformation": {
"assignedUser": 1,
"referralPartner": "text",
"compensationType": 1
}
},
"mailingAddress": {
"line1": "1011 NORTHWEST AVE",
"line2": "APT 223",
"line3": "",
"city": "ST LOUIS",
"stateCode": "MO",
"zip": "Doe",
"countryCode": 840
},
"physicalAddress": {
"line1": "1011 NORTHWEST AVE",
"line2": "APT 223",
"line3": "",
"city": "ST LOUIS",
"stateCode": "MO",
"zip": "Doe",
"countryCode": 840
},
"bankAccounts": [
{
"bankName": "Wells Fargo",
"nameOnAccount": "Food Sales LLC",
"accountHolderFirstName": "Jane",
"accountHolderLastName": "Doe",
"bankAccountTypeId": 1,
"bankAccountNameTypeId": 2,
"aba": "091000019",
"accountNumber": "77777888888888",
"hasFees": true,
"hasFunds": true,
"hasChargebacks": true,
"currency": "USD",
"purpose": "Settlement"
}
],
"businessContacts": [
{
"firstName": "Jane",
"lastName": "Doe",
"ssn": "Doe",
"dateOfBirth": "Doe",
"countryOfCitizenshipCode": 840,
"line1": "1011 NORTHWEST AVE",
"line2": "APT 223",
"line3": "Doe",
"city": "ST LOUIS",
"stateCode": "MO",
"zip": "Doe",
"countryCode": 840,
"ownershipAmount": 80,
"emailAddress": "[email protected]",
"title": "CFO",
"phoneNumbers": [
{
"phoneTypeId": 3,
"areaCode": "313",
"number": "3334444",
"extension": "ext. 5"
}
],
"contactTypes": [
1,
2,
3
],
"isCompassUser": true,
"isAuthorizedToPurchase": true
}
],
"salesProfile": {
"useExtraCnpValidation": true,
"mccCode": "5812",
"isECommerce": true,
"cardPresentPercentage": 50,
"motoKeyedPercentage": 50,
"eCommercePercentage": 50,
"returnRefundPolicy": "Refunds are available within 90 days.",
"productsSold": "Food and beverages.",
"previouslyAcceptedPaymentCards": true,
"previouslyTerminatedOrIdentifiedByRiskMonitoring": true,
"reasonPreviouslyTerminatedOrIdentifiedByRisk": "Stolen identity",
"currentlyOpenForBusiness": true,
"annualVolume": 550000,
"averageTicket": 50.12,
"highTicket": 575,
"ownsProduct": true,
"ordersProduct": false,
"sellsFirearms": false,
"sellsFirearmAccessories": false,
"futureDeliveryTypeId": 1,
"otherDeliveryType": "Stolen identity",
"futureDeliveryPercentage": 75,
"fireArmsLicense": "199888776Y5555",
"cardBrands": [
1,
2,
3,
4
],
"ebtNumber": "1999991",
"amexMID": "1999991",
"sellsCBD": true,
"cbdSalesTypeID": 1,
"salesProfileCBD": {
"annualCBDRevenuePercentage": 35,
"cbdProductInventoryPercentage": 75,
"cbdCategoryID": 1,
"incorporatedDate": "2020-11-30T00:00:00"
}
},
"taxpayer": {
"tin": "999889999",
"tinTypeId": 1,
"businessLegalName": "Some Business LLC",
"stateIncorporatedCode": "MO"
},
"externalCustomerId": "id28829382999",
"pricingPlan": {
"pricingFees": [
{
"clearentPricingFeeID": 1,
"pricingFeeDescription": "text",
"rate": 1,
"fee": 1,
"payInMonth1": 1,
"payInMonth2": 1
}
],
"pricingPlanID": 1,
"pricingPlanTemplateID": 1,
"pricingTypeCode": "text",
"isAdvancedPricing": true,
"isEMF": true,
"isDailySettle": true,
"includeAssessments": true
},
"applicationExpirationTime": 7,
"pendEmailAddress": "[email protected]"
},
"applicationURL": "https://example.com",
"errors": [
{
"errorMessage": "text",
"errorResults": [
{
"errorMessage": "text",
"resultCode": 1,
"fieldPath": [
"text"
],
"timeStamp": "2025-12-09T18:18:36.560Z"
}
]
}
]
}